Massena Savings & Loan

Deposit Rates

Below are Massena Savings and Loan's current deposit rates:

Last Updated: 3 January 2023

Variable Rate Accounts

Account Type Minimum Balance Rate APY
Regular Savings Account 1.00 .10% .10%
Money Market Savings Account $2,500.00 TIERED 0% / .25% / .50% 0% / .25% / .51%
NOW Account $0.01 TIERED .05% / .10% / .25% .05% / .10% / .25%

Fixed Rate Certificates

Account Type Minimum Balance Rate APY
6 Month CD $2,500.00 1.00% 1.02%
12 Month CD $1,000.00 3.75% 3.86%
24 Month CD $1,000.00 4.00% 4.12%
36 Month CD $1,000.00 2.00% 2.04%
48 Month CD $1,000.00 2.25% 2.30%
60 Month CD $1,000.00 2.50% 2.56%

Traditional/Roth IRA Accounts

Account Type Minimum Balance Rate APY
IRA Savings $1.00 .50% .51%
12 Month CD $1,000.00 3.75% 3.86%
24 Month CD $1,000.00 4.00% 4.12%
36 Month CD $1,000.00 2.00% 2.04%
48 Month CD $1,000.00 2.25% 2.30%
60 Month CD $1,000.00 2.50% 2.56%
  • Variable Rates may change after account is opened.
  • A penalty may be imposed for early withdrawals from CD's.
  • Rates are subject to change without notice.
  • * "APY" = Annual Percentage Yield
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