Massena Savings & Loan

Deposit Rates

Below are Massena Savings and Loan's current deposit rates:

Last Updated: 1 September 2020

Variable Rate Accounts

Account Type Minimum Balance Rate APY
Regular Savings Account 1.00 .25% .25%
Money Market Savings Account $2,500.00 TIERED 0% / .25% / .75% 0% / .25% / .76%
NOW Account $0.01 TIERED .25 / .75 / 1.00% .25 / .76 / 1.02%

Fixed Rate Certificates

Account Type Minimum Balance Rate APY
6 Month CD $2,500.00 .75% .76%
12 Month CD $1,000.00 .85% .87%
24 Month CD $1,000.00 1.10% 1.12%
36 Month CD $1,000.00 1.65% 1.69%
48 Month CD $1,000.00 1.80% 1.84%
60 Month CD $1,000.00 2.00% 2.05%

Traditional/Roth IRA Accounts

Account Type Minimum Balance Rate APY
IRA Savings $1.00 1.25% 1.28%
12 Month CD $1,000.00 1.25% 1.28%
24 Month CD $1,000.00 1.45% 1.48%
36 Month CD $1,000.00 1.65% 1.69%
48 Month CD $1,000.00 1.80% 1.84%
60 Month CD $1,000.00 2.00% 2.05%
  • Variable Rates may change after account is opened.
  • A penalty may be imposed for early withdrawals from CD's.
  • Rates are subject to change without notice.
  • * "APY" = Annual Percentage Yield
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