Our
Services
In addition to our personal accounts and loans, Massena Savings & Loan also provides a full range of other popular banking services to our customers, including:
- Free Checking
- Free Online Banking & Bill Pay
- Visa Check/Debit Cards
- Drive-Up ATM
- Drive-In Facilities
- Money Orders
- Night Deposit Vault
- Bank-By-Mail
- Safe Deposit Boxes
FREE Checking
Personal Checking Accounts:
- No Monthly Fee
- Tiered Interest
Commercial Checking Accounts:
- $10 Monthly Fee
- Non-Interest Bearing
Online Banking & Bill Pay
Online Banking
- 24/7 Service - Log in anytime you want, 24 hours a day, 7 days a week, holidays, Sundays, even in the middle of the night with...
- Complete Control - Check balances, transfer funds, track account activity. Just about everything you would do in person, except now you can...
- Bank wherever you want - From home, on vacation, from the office, the airport, the train. All you need is internet access and you can manage your account with more convenience than ever before.
Online Bill Pay
Save time and money when you pay bills online!
- No more stamps!
- No more envelopes!
- No more bounced checks or late payments!
- It's guaranteed or we pay the penalty!
- QUICK, EASY, SECURE.
Massena
Savings & Loan Check Card
It's a check free and hassle free way to make purchases. It offers the convenience of a credit card without incurring debt.
The MS&L check card allows you to purchase up to $2,000 in goods or services and $500 in ATM withdrawals per day with no annual or monthly fees.
Features and Benefits:
- Customer Convenience: Get cash and make purchases by deduction directly from your N.O.W. Account (24 hours a day, 7 days a week).
- MS&L Check Card is an ATM card and can be used to make cash withdrawals at any NYCE or PLUS ATM locations around the world including our own ATM machines at 255 Main Street in Massena and 155 Lincoln Street in Waddington.
- Our Check Card is accepted anywhere the VISA logo is displayed (over 15 million merchants worldwide). Grocery stores, Department Stores, Gas Stations, & Restaurants.
- Receive Receipts and detailed transactions for easy record keeping
on your NOW account statement.
SIGN UP FOR THE MS&L N.O.W. ACCOUNT AND ORDER YOUR VISA CHECK CARD TODAY!!!
Drive Up ATM
Our ATM machines are located near our drive-in facilities at 255 Main Street in Massena and 155 Lincoln Street in Waddington. You can make withdrawals, deposits or check your NOW account balance. Your new Visa Check Card can be used without any fees. In addition, any debit or check card that you have that has NYCE or PLUS logos can be used.
Drive-in Facilities
Our drive-in facilities are the fast and convenient way to pay your bills or deposit your money. Our drive-in teller is always available to meet any of your needs or concerns. And the two microphones which accompany the drive-in areas allow you to speak freely to any one of our tellers.
Money Orders
Here at MS&L, we offer money orders which are different from a personal or commercial check because they don't have to wait to be cleared. They are guaranteed funds that can be purchased with up to $500.
Night Deposit Vault
Our night deposit vault allows you to pay loans or deposit money into any of your savings accounts after hours. For example, your mortgage payment on your house is due today, but you can't make it to the bank because you can't find a babysitter for your kids and you forgot to pick up your oldest son at his baseball game. Simply drive through the first drive-in area and drop any payment or deposit into the metal box.
Bank By Mail Service
This service is for those who live in different cities or states. Bank by mail is simply that: you can pay loans by simply sending us your loan book along with a check or you can make deposits into any one of your accounts.
Safe Deposit Boxes
Do have a family heirloom that is very special to you? If so,
then our safety deposit boxes are available for protection of such valuables.
Our safety deposit boxes come in four different sizes:
3"
x 5"
3"
x 10"
5"
x 10"
10"
x 10"